tag:blogger.com,1999:blog-3104789170244112435.post-15977039349997329092008-07-22T21:13:00.002-05:002008-07-22T21:37:50.597-05:002008-07-22T21:37:50.597-05:00I'll admit it. I'm a <strike>cheapskate</strike> frugal spender. I don't like to waste money on things we can live without, and if I think something is too expensive, we'll often do without it if we can. With today's economy, you gotta pinch a penny where you can.<br /><br />Here are some tips to help you save money. Some might sound a little harsh, but if you can pick a couple of them and stick with them, you'll soon see a difference in your savings!<br /><br />1. Go with one car if you can. Besides your house, your car is probably the most expensive item you own. If you can do with only one car, you should.<br /><br />2. Buy a smaller house. Just because you can afford a big house, doesn't mean you should have it. Smaller house equals smaller payments. Besides, there will be less to clean!<br /><br />3. Look for used first. If you can buy something that is used and in good shape for cheaper, why not? You don't always have to have brand new to have a good item. <br /><br />4. Eat out less and cook meals at home more. You'll save a lot of money with this one! It's common sense, and healthier too!<br /><br />5. Take a lunch to work instead of buying out of the machines or fast food. Again, you'll save tons and be healthier.<br /><br />6. Stop impulse buying, online or in the stores. Don't fall prey to those catchy signs or supposed great prices. You're spending money you wouldn't have spent otherwise. If you don't need it, leave it there.<br /><br />7. Don't shop. Don't go to the mall or the department store just to look around and shop. Only go to the store if you need something. Take a list, and don't deviate from it.<br /><br />8. Use the library. Don't buy books when you can borrow them.<br /><br />9. Carpool or ride the bus. self explanatory.<br /><br />10. Walk or ride or bike where you need to go. Saves money and gas, and is better for the environment.Health to Homehttp://www.blogger.com/profile/04066953844786177599noreply@blogger.com0